Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home.

To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over.

By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. But this helps to ensure the long-term success of Habitat homeowners.

How to qualify for a Habitat home

Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities.

  • Prospective Habitat homeowners must demonstrate a need for safe, affordable housing. Need will vary from community to community.
  • Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program.
  • Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.

How to apply for a Habitat home

Please the steps outlined below for the Habitat for Humanity of Clearfield County application process.  If you live in Jefferson County and own a house in need of repairs, please visit to see if you qualify for a program of external housing renovation.

1: Attend the Meeting

When Habitat prepares for a new build, we always hold a meeting for potential homebuyers.  The meeting makes clear the requirements for participation in the program and offers time for questions. Please print and bring the filled out application with you to the meeting.

2: Read and Apply

Following the meeting and the submission of your application, Habitat for Humanity of Clearfield County has a homebuyer guide that all applicants must read and understand.  Please be prepared to sign a form that you have read and understood the guide as part of your interview.

3: Interview

After application submission, our selection committee begins interviews and verifying information on the application.  They will meet with you as part of the selection process.